Financing is being offered on this unit at 1.99% (2.39% APR), as low as 20% down payment, 1% origination fee, 5 year balloon loan based on a 30 year amortization. Qualified buyers can close within 1 week! Ocean Reef is one of Panama City's newest gulf-front condo developments located at the west end of the beach just 1.5 miles east of Pier Park. This spacious 2 bedroom, 2 bath unit offers: stainless appliances, accent painted walls, brushed nickel interior door hardware, a 10' deep x 28' wide balcony, 9' knock down textured ceilings, crown molding in foyer, living room and kitchen, all appliances (including washer and dryer), granite kitchen countertops, Unit is upgraded with tile in living room and bathrooms.Kitchen is upgraded with backsplash and tile barfacing. COVERED